Mortgage Application Checklist

-W-2 forms (previous 2 years) 

-Paycheck stubs (last 30 days - most current) 

-Employer name and address (2 year history including any gaps) 

-Bank accounts statement (recent 2 months – all pages plus all non-payroll deposits must be documented so make a copy of the check before depositing) 

-Statements for 401(k)s, stocks and other investments (most recent) 

-Signed federal tax returns (previous 2 years) 

-Residency history (2 year history with name, phone number, address and account number of landlord or mortgage company) 

-Photo identification for applicant and co-applicant (valid Driver’s License or Passport) 

-Check or credit card information for credit report and appraisal fee 

-New home Sales Agreement, specifications, plans and/or legal description

Divorced Borrowers 

-Divorce Decree 

Self-Employed Borrowers 

-Copies of most recent 2 years corporate tax returns (with all schedules) 

-YTD profit and loss statement and balance sheet 

-Copy of business license or CPA contact information 

-1099s or K1 forms 

Refinancing 

-Copy of Note, Deed of Trust or Mortgage 

-HUD-1 Settlement Statement/Closing Disclosure 

-Survey 

-Homeowner’s insurance information 

Borrowers Selling Current Home 

-Contract for home being sold 

Eligible Active Military or Veterans 

-Veteran DD214 or Veteran Reservists DD256 

-Certificate of Eligibility 

Previous Bankruptcy 

-Petition and Discharge 

-Supporting schedules A through K 

Relocation Agreement

 -If relocation move is financed by employer, such as a buyout agreement plus documentation outlining company paid closing costs benefits