Standard Documentation for All Borrowers
Additional Required Documentation (if applicable)
Additional Required Documentation (if applicable)
-W-2 forms (previous 2 years)
-Paycheck stubs (last 30 days - most current)
-Employer name and address (2 year history including any gaps)
-Bank accounts statement (recent 2 months – all pages plus all non-payroll deposits must be documented so make a copy of the check before depositing)
-Statements for 401(k)s, stocks and other investments (most recent)
-Signed federal tax returns (previous 2 years)
-Residency history (2 year history with name, phone number, address and account number of landlord or mortgage company)
-Photo identification for applicant and co-applicant (valid Driver’s License or Passport)
-Check or credit card information for credit report and appraisal fee
-New home Sales Agreement, specifications, plans and/or legal description
Additional Required Documentation (if applicable)
Additional Required Documentation (if applicable)
Additional Required Documentation (if applicable)
Divorced Borrowers
-Divorce Decree
Self-Employed Borrowers
-Copies of most recent 2 years corporate tax returns (with all schedules)
-YTD profit and loss statement and balance sheet
-Copy of business license or CPA contact information
-1099s or K1 forms
Refinancing
-Copy of Note, Deed of Trust or Mortgage
-HUD-1 Settlement Statement/Closing Disclosure
-Survey
-Homeowner’s insurance information
Borrowers Selling Current Home
-Contract for home being sold
Eligible Active Military or Veterans
-Veteran DD214 or Veteran Reservists DD256
-Certificate of Eligibility
Previous Bankruptcy
-Petition and Discharge
-Supporting schedules A through K
Relocation Agreement
-If relocation move is financed by employer, such as a buyout agreement plus documentation outlining company paid closing costs benefits