What is CDLP Certified Divorce Lending?
Helping homeowners prepare for life after divorce: A holistic approach to divorce mortgage planning
Nearly half of all marriages end in divorce, but homeowners with mortgages are an underserved client base. We work with clients who are ending their marriages in assisting.
The ultimate goal is to always best meet the needs of the divorcing homeowners. In over 70% of all divorces in the United States, real estate is involved during the divorce process and not after the fact, many potential financing struggles can be avoided with valuable and educated input from the Certified Divorce Lending Professional.
The CDLP understands their role is not to provide legal or tax advice. Their role on the professional divorce team is to help by providing insight on mortgage financing opportunities and recognize potential legal and tax concerns that may arise in any given circumstance while bringing these concerns or opportunities to the attention of other team members.
WHY YOU SHOULD USE A CERTIFIED DIVORCE LENDING PROFESSIONAL
A professional divorce team has a range of team players including the attorney, financial planner, accountant, appraiser, mediator and yes, a divorce lending professional. Every team member has a significant role ensuring the divorcing client is set to succeed post decree.
A Certified Divorce Lending Professional brings the financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS Tax Rules and mortgage financing strategies as they all relate to real estate and divorce. Having a CDLP on your professional divorce team can provide you the benefit of:
Key Benefits to using a CDLP:
-A CDLP is trained to recognize potential legal and tax implications with regards to mortgage financing in divorce situations.
-A CDLP is skilled in specific mortgage guidelines as they pertain to divorcing clients.
-A CDLP is able to identify potential concerns with support/maintenance structures that may conflict with mortgage financing opportunities.
-A CDLP can guide you on how to avoid potential capital gains concerns with regards to the disposition of marital real estate.
-A CDLP can help you implement a strategic divorce settlement agreement ensuring the best opportunities to secure mortgage financing post decree.
-A CDLP is able to recommend financing strategies helping divorcing clients identify mortgage financing opportunities for maintaining current marital home while helping to ensure the ability to achieve future financing for departing spouse.
-A CDLP is qualified to work with divorce professionals in a collaborative setting.
-A CDLP can provide opportunities in restructuring a real estate portfolio to increase available cash flow when needed.
-A CDLP maintains a commitment to remaining educated and up to date in the ever changing industry guidelines and tax rules as they pertain to divorce situations.
-A CDLP is committed to providing a higher level of service to you and your divorcing clients.