Home Appraisals

GFCI outlets in the kitchen and all bathrooms; exposed fuse boxes or wires will be flagged.

There cannot be cracks in the foundation

Handrails have to be on all staircases with three steps or more (this includes but isn’t limited to, steps outside to a deck and stairs in the basement).

A central heating source is required and has to be 100% operational and safe. If a home only has one source of heat and it’s from a wood stove or a pellet stove, it will need a central heating system. The central heating system must be able to heat the home for a minimum of 30 days without being attended to.

Interior walls must be complete. Sheet rocked walls that are unpainted will not be accepted.

Moisture found inside of a home will be flagged by an appraiser. Basements are not an exception to this rule.

If any windows or doors have cracks in them, they have to be replaced prior to the appraisal.

Garages, sheds, and/or outbuildings also have to pass the same guidelines as above and must not have chipping/peeling paint or exposed raw wood.

The inside and outside of the home must be painted; peeling paint will not be accepted.

Any exposed raw wood on the exterior of the home that is untreated with paint or stain will be flagged.  

Shingles that are curling or missing will be flagged; if the appraiser thinks there is less than five years left on roof, it will be flagged.

The location of the septic tank or leach field must be known. Issues could arise if the septic tank has not been pumped or serviced in over five years.